/* Penny Payday site. Tokens copy app/src/ui/theme.ts (C and K). Light only, like the app. */
@font-face{font-family:Fredoka;font-weight:600;font-display:swap;src:url(/fonts/Fredoka_600SemiBold.woff) format("woff")}
@font-face{font-family:Fredoka;font-weight:700;font-display:swap;src:url(/fonts/Fredoka_700Bold.woff) format("woff")}
@font-face{font-family:Nunito;font-weight:600;font-display:swap;src:url(/fonts/Nunito_600SemiBold.woff) format("woff")}
@font-face{font-family:Nunito;font-weight:700;font-display:swap;src:url(/fonts/Nunito_700Bold.woff) format("woff")}
@font-face{font-family:Nunito;font-weight:800;font-display:swap;src:url(/fonts/Nunito_800ExtraBold.woff) format("woff")}

:root{
  color-scheme:light;
  --blue:#1CB0F6;--blue-dark:#0E86BF;--blue-soft:#DDF4FF;--sky:#5AC8FA;
  --green:#58CC02;--green-edge:#46A302;--green-text:#46A302;--green-soft:#F1FAE8;
  --gold:#FFC800;--gold-text:#A67C00;--cream:#FBF6EC;--cream-2:#FFF4CC;
  --orange:#FF9600;--red:#FF4B4B;--purple:#B36CFF;
  --ink:#1B1B1F;--ink-2:#4A4D55;--muted:#6B6E76;--faint:#AFAFAF;
  --bg:#FFFFFF;--bg-grouped:#F6F7FB;--sep:#E9ECF1;--border:#E3E6EC;
  --radius:20px;--wrap:1080px;--gutter:16px;
  --disp:Fredoka,"Arial Rounded MT Bold",ui-rounded,system-ui,sans-serif;
  --body:Nunito,ui-rounded,system-ui,-apple-system,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:600 17px/1.6 var(--body);overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue-dark);text-decoration-thickness:2px;text-underline-offset:3px}
a:hover{color:var(--blue)}
h1,h2,h3{text-wrap:balance;font-family:var(--disp);font-weight:700;line-height:1.12;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(34px,6.4vw,56px)}
h2{font-size:clamp(26px,4.6vw,38px)}
h3{font-size:21px;font-weight:600}
p{margin:0 0 1em}
strong,b{font-weight:800}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.narrow{max-width:720px;margin:0 auto;padding:0 var(--gutter)}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:8px;background:#fff;padding:8px;z-index:9}

/* Header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--sep)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:60px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font:700 20px/1 var(--disp);white-space:nowrap}
.brand img{width:34px;height:34px;border-radius:9px}
.nav{display:flex;gap:4px;align-items:center}
.nav a{color:var(--ink-2);text-decoration:none;font:800 14px/1 var(--body);padding:10px 10px;border-radius:12px}
.nav a:hover,.nav a[aria-current=page]{background:var(--bg-grouped);color:var(--ink)}
.nav .get{background:var(--green);color:#fff;box-shadow:0 3px 0 var(--green-edge);text-transform:uppercase;letter-spacing:.06em;font-size:12px;padding:10px 14px;margin-left:6px}
.nav .get:hover{background:#61D60A;color:#fff}
@media (max-width:760px){.nav .opt{display:none}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 26px;border-radius:16px;border:0;background:var(--green);color:#fff;font:800 15px/1 var(--body);letter-spacing:.08em;text-transform:uppercase;text-decoration:none;box-shadow:0 4px 0 var(--green-edge);cursor:pointer;transition:transform .08s,box-shadow .08s}
.btn:hover{color:#fff;background:#61D60A}
.btn:active{transform:translateY(3px);box-shadow:0 1px 0 var(--green-edge)}
.btn.ghost{background:#fff;color:var(--blue-dark);box-shadow:0 4px 0 var(--border);border:2px solid var(--border)}
.badge{display:inline-block;line-height:0}
.badge img{height:54px;width:auto}
.cta-row{display:flex;flex-wrap:wrap;align-items:center;gap:14px 18px}
.fine{font-size:13px;color:var(--muted);font-weight:700;line-height:1.45}

/* Hero */
.hero{background:var(--blue);color:#fff;overflow:hidden;position:relative}
.hero .wrap{display:grid;grid-template-columns:1.3fr .7fr;align-items:center;gap:24px;padding-top:56px;padding-bottom:0}
.hero h1{color:#fff;margin-bottom:.35em}
.hero h1 .soft{display:block;color:var(--skytext,#BEEBFF)}
.hero .lede{font:700 clamp(18px,2.4vw,21px)/1.5 var(--body);color:#fff;max-width:520px;margin-bottom:26px}
.hero .fine{color:#E6F6FF}
.hero-art{position:relative;align-self:end;display:flex;justify-content:center;min-height:420px}
.hero-art .phone{width:min(300px,70vw);margin-bottom:-90px}
.hero-art .penny{position:absolute;left:-6px;bottom:12px;width:min(170px,34vw);filter:drop-shadow(0 8px 14px rgba(0,0,0,.18))}
.hero-pad{padding-bottom:64px}
@media (max-width:860px){
  .hero .wrap{grid-template-columns:1fr;padding-top:36px;text-align:left}
  .hero-art{min-height:0;margin-top:8px}
  .hero-art .phone{width:min(270px,68vw);margin-bottom:-120px}
  .hero-art .penny{left:0;bottom:30px;width:min(140px,32vw)}
}

/* Phone frame around real screenshots */
.phone{background:#0d0f13;border-radius:46px;padding:10px;box-shadow:0 30px 60px rgba(10,40,70,.28),0 0 0 1.5px #2a2d33}
.phone img{border-radius:37px;width:100%;aspect-ratio:1206/2622;object-fit:cover;background:#fff}
.phone.sm{border-radius:36px;padding:8px}.phone.sm img{border-radius:29px}

/* Sections */
.sec{padding:84px 0}
.sec.alt{background:var(--bg-grouped)}
.sec.cream{background:var(--cream)}
.sec-head{max-width:680px;margin-bottom:36px}
.sec-head p{color:var(--ink-2);font-size:18px}
.kicker{display:inline-block;font:800 12px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--green-text);margin-bottom:12px}
.hero .kicker{color:#fff;background:rgba(255,255,255,.18);padding:7px 10px;border-radius:999px}

.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.step{background:#fff;border-radius:var(--radius);padding:18px 18px 22px;box-shadow:0 1px 0 var(--border),0 0 0 1px var(--sep)}
.step .phone{margin:0 auto 18px;max-width:210px}
.step h3{display:flex;gap:10px;align-items:baseline}
.step h3:before{counter-increment:s;content:counter(s);flex:none;display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--green);color:#fff;font:700 15px/1 var(--disp);transform:translateY(-2px)}
.step p{color:var(--ink-2);font-size:16px;margin:0}
@media (max-width:980px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.steps{grid-template-columns:1fr 1fr;gap:12px}.step{padding:12px 12px 16px}.step .phone{max-width:150px;border-radius:26px;padding:6px}.step .phone img{border-radius:21px}.step h3{font-size:17px;gap:6px}.step h3:before{width:22px;height:22px;font-size:12px}.step p{font-size:14px;line-height:1.45}}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split .phone{max-width:290px;margin:0 auto}
.split.flip .art{order:2}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:30px}.split.flip .art{order:0}}
.ticks{list-style:none;padding:0;margin:0 0 1.2em}
.ticks li{position:relative;padding-left:32px;margin:10px 0}
.ticks li:before{content:"";position:absolute;left:0;top:5px;width:20px;height:20px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='white' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.nots li:before{background:var(--bg-grouped) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6.5 6.5l7 7M13.5 6.5l-7 7' fill='none' stroke='%23777A82' stroke-width='2.4' stroke-linecap='round'/%3E%3C/svg%3E") center/20px no-repeat}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{display:block;background:#fff;border-radius:var(--radius);padding:22px;text-decoration:none;color:var(--ink);box-shadow:0 1px 0 var(--border),0 0 0 1px var(--sep);transition:transform .12s,box-shadow .12s}
a.card:hover{transform:translateY(-2px);box-shadow:0 6px 18px rgba(20,40,80,.08),0 0 0 1px var(--sep);color:var(--ink)}
.card .tag{font:800 11px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--blue-dark);margin-bottom:10px;display:block}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-2);font-size:16px;margin:0}
.card .go{display:inline-block;margin-top:12px;font:800 14px/1 var(--body);color:var(--green-text)}
@media (max-width:900px){.cards{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.cards{grid-template-columns:1fr}}

.penny-note{display:flex;gap:16px;align-items:flex-start;background:var(--cream);border-radius:var(--radius);padding:18px 20px;margin:24px 0}
.penny-note img{width:64px;flex:none}
.penny-note p{margin:0;font-size:16px}
.penny-note .who{display:block;font:800 12px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-text);margin-bottom:6px}

/* Closing CTA band */
.band{background:var(--green);color:#fff;text-align:center;padding:64px 0 70px;position:relative;overflow:hidden}
.band h2{color:#fff;margin-bottom:10px}
.band p{font-size:18px;color:#F1FAE8;margin-bottom:24px}
.band .penny{width:120px;margin:0 auto 12px}
.band .btn{background:#fff;color:var(--green-text);box-shadow:0 4px 0 #3c8f00}
.band .fine{color:#E6F7D6;margin-top:16px}

/* Article (guides, legal) */
.page-head{background:var(--blue-soft);padding:46px 0 34px}
.page-head .crumbs{font:800 13px/1 var(--body);color:var(--blue-dark);margin-bottom:14px}
.page-head .crumbs a{text-decoration:none}
.page-head h1{font-size:clamp(32px,6vw,48px);margin-bottom:.3em}
.page-head .lede{font-size:19px;color:var(--ink-2);max-width:680px;margin:0}
.page-head .meta{font-size:13px;color:var(--muted);margin-top:14px;font-weight:700}
.prose{padding:40px var(--gutter) 70px}
.prose>h2:first-child{margin-top:0}
.prose h2{font-size:clamp(24px,4vw,30px);margin-top:1.6em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin:.4em 0}
.prose .muted{color:var(--muted);font-size:14px}
.example{background:var(--bg-grouped);border-radius:var(--radius);padding:18px 20px;margin:20px 0}
.example .lbl{display:inline-block;font:800 11px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--orange);background:#FFF1E0;padding:6px 8px;border-radius:8px;margin-bottom:10px}
table.math{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;margin:6px 0 4px}
table.math td{padding:7px 0;border-bottom:1px solid var(--sep)}
table.math td:last-child{text-align:right;font-weight:800;white-space:nowrap;padding-left:12px}
table.math tr.total td{border-bottom:0;border-top:2px solid var(--ink);font-weight:800}
table.math tr.total td:first-child{font-family:var(--disp);font-weight:700}
.figure{margin:26px auto;max-width:260px}
.figure figcaption{font-size:13px;color:var(--muted);text-align:center;margin-top:12px;font-weight:700}
.inline-cta{display:flex;gap:18px;align-items:center;background:var(--green-soft);border-radius:var(--radius);padding:18px 20px;margin:32px 0}
.inline-cta img.penny{width:70px;flex:none}
.inline-cta p{margin:0 0 10px;font-size:16px}
@media (max-width:520px){.inline-cta{flex-direction:column;align-items:flex-start}}
.toc{background:var(--bg-grouped);border-radius:16px;padding:14px 18px;margin:0 0 24px;font-size:15px}
.toc ol{margin:6px 0 0;padding-left:1.2em}

/* FAQ */
.faq details{border-bottom:1px solid var(--sep);padding:6px 0}
.faq summary{cursor:pointer;list-style:none;font:600 19px/1.35 var(--disp);padding:14px 36px 14px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:4px;top:10px;font:700 26px/1 var(--disp);color:var(--green)}
.faq details[open] summary:after{content:"\2212"}
.faq details p{color:var(--ink-2);margin:0 0 14px}

/* Calculators */
.tool{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:start;margin:8px 0 10px}
@media (max-width:860px){.tool{grid-template-columns:1fr}}
.panel{background:#fff;border-radius:var(--radius);padding:20px;box-shadow:0 1px 0 var(--border),0 0 0 1px var(--sep)}
.field{margin:0 0 16px}
.field label,.field .label{display:block;font:800 13px/1.2 var(--body);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2);margin-bottom:8px}
.field .hint{font-size:13px;color:var(--muted);margin-top:6px;line-height:1.4}
.money,.num,.date{display:flex;align-items:center;background:var(--bg-grouped);border:2px solid var(--border);border-radius:14px;padding:0 12px;min-height:52px}
.money:focus-within,.num:focus-within,.date:focus-within{border-color:var(--blue);background:#fff}
.money span{font:700 22px/1 var(--disp);color:var(--muted);margin-right:4px}
.money input,.num input,.date input{flex:1;min-width:0;border:0;background:transparent;font:700 22px/1 var(--disp);color:var(--ink);padding:12px 0;outline:none}
.date input{font-size:19px}
.rows .row{display:grid;grid-template-columns:minmax(0,1fr) 112px 34px;gap:8px;margin-bottom:8px;align-items:center}
.rows input.name{border:2px solid var(--border);background:var(--bg-grouped);border-radius:12px;min-height:46px;padding:0 12px;font:700 16px/1 var(--body);color:var(--ink);min-width:0}
.rows .money{min-height:46px;border-radius:12px;padding:0 10px}
.rows .money span{font-size:18px}.rows .money input{font-size:18px;padding:8px 0}
.x{width:34px;height:34px;border-radius:50%;border:0;background:var(--bg-grouped);color:var(--muted);font:700 18px/1 var(--disp);cursor:pointer}
.x:hover{background:#FFE5E5;color:var(--red)}
.add{border:2px dashed var(--border);background:#fff;border-radius:12px;min-height:44px;width:100%;font:800 14px/1 var(--body);color:var(--blue-dark);cursor:pointer}
.add:hover{border-color:var(--blue)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:2px solid var(--border);background:#fff;border-radius:14px;min-height:46px;padding:0 16px;font:700 18px/1 var(--disp);color:var(--ink);cursor:pointer}
.chip[aria-pressed=true]{border-color:var(--green);background:var(--green-soft);color:var(--green-text)}
.seg{display:flex;background:var(--bg-grouped);border-radius:14px;padding:4px;gap:4px;flex-wrap:wrap}
.seg button{flex:1;border:0;background:transparent;border-radius:11px;min-height:42px;font:800 14px/1 var(--body);color:var(--ink-2);cursor:pointer;padding:0 10px}
.seg button[aria-pressed=true]{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.12)}
.result{position:sticky;top:76px;text-align:center}
.ring{width:220px;height:220px;border-radius:50%;border:16px solid var(--green);margin:6px auto 14px;display:grid;place-items:center;align-content:center;background:#fff}
.ring.zero{border-color:var(--red)}
.ring .big{font:700 58px/1 var(--disp);letter-spacing:-.02em}
.ring .sub{font:800 13px/1.2 var(--body);color:var(--muted);margin-top:6px;max-width:150px}
.result .say{font-size:16px;color:var(--ink-2);margin:0 0 12px}
.result table.math{text-align:left;font-size:15px}
.out2{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:14px}
.out2 .box{border-radius:16px;padding:14px 10px;background:var(--bg-grouped)}
.out2 .box.keep{background:#FFF8DB}
.out2 .box.free{background:var(--green-soft)}
.out2 .v{font:700 34px/1.1 var(--disp)}
.out2 .k{font:800 12px/1.2 var(--body);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2);margin-top:4px}
.disclaim{font-size:13px;color:var(--muted);background:var(--bg-grouped);border-radius:12px;padding:10px 12px;margin-top:12px;text-align:left;line-height:1.45}
.list-dates{list-style:none;padding:0;margin:0;text-align:left;font-variant-numeric:tabular-nums}
.list-dates li{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--sep);font-size:15px}
.list-dates li b{font-weight:800}
.months{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin:8px 0 14px}
.months span{background:var(--green-soft);color:var(--green-text);border-radius:12px;padding:8px 12px;font:700 18px/1 var(--disp)}
table.grid{width:100%;border-collapse:collapse;font-size:15px;font-variant-numeric:tabular-nums}
table.grid th,table.grid td{text-align:left;padding:9px 8px;border-bottom:1px solid var(--sep);vertical-align:top}
table.grid th{font:800 12px/1.2 var(--body);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2)}
.scroll-x{overflow-x:auto;-webkit-overflow-scrolling:touch}

/* Legal pages */
.legal h2{font-size:22px;margin-top:1.6em}
.legal li{margin:.6em 0}

/* Footer */
.foot{background:#14161A;color:#C9CED8;padding:48px 0 36px;font-size:15px}
.foot a{color:#fff;text-decoration:none}
.foot a:hover{text-decoration:underline}
.foot .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.foot h4{font:800 12px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:#8B909A;margin:0 0 14px}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin:0 0 9px}
.foot .brand{color:#fff;margin-bottom:12px}
.foot .small{font-size:13px;color:#8B909A;margin-top:30px;border-top:1px solid #2a2d33;padding-top:18px}
@media (max-width:800px){.foot .cols{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.foot .cols{grid-template-columns:1fr}}

/* Mobile: the daily number follows you while you type */
.mbar{display:none}
@media (max-width:860px){
  .mbar{display:flex;position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom));z-index:30;align-items:center;justify-content:space-between;gap:12px;background:var(--ink);color:#fff;border-radius:18px;padding:10px 14px 10px 18px;box-shadow:0 10px 30px rgba(0,0,0,.25);text-decoration:none;transition:opacity .2s,transform .2s}
  .mbar b{font:700 26px/1 var(--disp);color:#8CE04A}
  .mbar span{font:800 13px/1.2 var(--body);color:#C9CED8}
  .mbar em{font-style:normal;font:800 12px/1 var(--body);letter-spacing:.08em;text-transform:uppercase;background:#2a2d33;padding:9px 10px;border-radius:10px;color:#fff}
  .mbar.hide{opacity:0;transform:translateY(20px);pointer-events:none}
}

/* Biweekly-by-size pages */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0 0 8px}
.stats div{background:var(--blue-soft);border-radius:16px;padding:14px 12px;text-align:center}
.stats b{display:block;font:700 26px/1.1 var(--disp);color:var(--ink)}
.stats span{display:block;font:800 12px/1.3 var(--body);color:var(--ink-2);margin-top:4px}
@media (max-width:480px){.stats b{font-size:20px}.stats span{font-size:11px}}
.sizes{display:grid;grid-template-columns:repeat(auto-fill,minmax(112px,1fr));gap:10px}
.sizes a{display:block;text-align:center;background:#fff;border-radius:14px;padding:14px 8px;text-decoration:none;color:var(--ink);font:700 20px/1 var(--disp);box-shadow:0 1px 0 var(--border),0 0 0 1px var(--sep)}
.sizes a:hover{color:var(--green-text);box-shadow:0 0 0 2px var(--green)}