Penny Payday › Guides

Guides and tools

Budgeting by the check you actually get, in plain words. Every example uses made-up numbers that add up, and every tool runs in your browser.

Guides

Guide

How to budget a biweekly paycheck

Which check pays which bill, how to even out the broke week, and one number a day.

Read it › Guide

How to budget paycheck to paycheck

A plan that starts with no cushion, the bills due before the next check, and the gap as a number.

Read it › FAQ

Questions about Penny

Bank links, data, cost, hourly and gig pay, and what Penny is not.

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By paycheck size

How to budget a biweekly paycheck of

One worked example per check size, every two weeks, from $800 to $3,000: the bills split across checks, a set-aside, groceries and gas, and the daily number that's left.

$800 $900 $1,000 $1,100 $1,200 $1,300 $1,400 $1,500 $1,600 $1,700 $1,800 $1,900 $2,000 $2,100 $2,200 $2,300 $2,400 $2,500 $2,600 $2,700 $2,800 $2,900 $3,000

Tools

Calculator

Paycheck budget calculator

Your check, your bills, your payday. One number a day.

Open it › Calculator

Gig tax set-aside

DoorDash, Uber, Instacart: what to put aside from each payout.

Open it › Calendar

3 paycheck months

Your next paydays and the months that bring an extra check.

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Take control of your next check

Penny does this math with your real numbers, every payday.

Take control